Terms & Conditions

Welcome to ACAInsuresMe. By visiting our website or using our services, you agree to follow these terms. We have written them in plain language so you can understand exactly what you are agreeing to.

If you do not agree with any part of these terms, please do not use our website or services. Your continued use means you accept these guidelines and any updates we make to them over time.

We may update these terms occasionally to reflect changes in our services or legal requirements. When we do, the updated version will be posted here. We encourage you to check back from time to time.

Our services are available to individuals who are at least eighteen years old and legally able to enter into agreements. By using our website, you confirm that you meet these requirements.

If you are seeking insurance information on behalf of someone else, you confirm that you have their permission to share their information with us and our insurance partners.

We reserve the right to refuse service to anyone for any reason, though we do not exercise this right lightly. We are here to help as many people as possible find the coverage they need.

ACAInsuresMe connects people with insurance options that fit their needs. We gather information about what you are looking for and share it with insurance carriers and licensed agents who can help you find coverage.

The quotes, rates, and coverage details you receive come from insurance companies and their representatives, not from us. We make introductions, but the final policy terms are between you and the provider you choose.

We do our best to match you with providers who can meet your needs, but we cannot guarantee that every match will be perfect or that you will qualify for any particular coverage.

When you use our services, you agree to provide accurate and complete information. The quotes and options you receive depend on what you tell us. If details are incorrect or incomplete, your actual rates or coverage may be different.

You agree to use our website only for lawful purposes. You will not attempt to damage, disable, or interfere with our services. You will not try to access parts of our system that are not intended for public use.

You understand that by submitting a request for quotes, you may be contacted by insurance providers or their representatives by phone, email, or text message. You can opt out of these communications at any time.

We work hard to provide helpful and accurate information on our website. However, insurance is complex and details can change quickly. We cannot guarantee that every piece of information is current or error-free.

The information on our site is meant for general guidance only. It is not a substitute for professional advice from a licensed insurance agent who understands your specific situation.

Before purchasing any insurance policy, carefully review the actual policy documents. Those documents, not anything on our website, will govern your coverage.

Everything on our website, including text, graphics, logos, images, and software, belongs to ACAInsuresMe or our content providers. This material is protected by copyright and other intellectual property laws.

You may view and print pages from our website for your personal, non-commercial use. You may not copy, reproduce, distribute, or create derivative works from our content without written permission.

Our name, logo, and branding are trademarks of ACAInsuresMe. You may not use them without our prior written consent.

We provide our website and services on an "as is" basis. While we strive for excellence, we make no warranties about the reliability, accuracy, or availability of our services.

To the fullest extent permitted by law, ACAInsuresMe will not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. This includes lost profits, data loss, or business interruption.

Our total liability for any claim related to our services will not exceed the amount you paid to us, if any, in the twelve months before the claim arose.

If a disagreement arises between us, we hope to resolve it through friendly conversation first. Please reach out to us, and we will do our best to address your concerns.

If we cannot resolve things informally, any legal disputes will be governed by the laws of the State of California. You agree to submit to the jurisdiction of courts located in California for any legal proceedings.

You agree that any claim or cause of action related to our services must be filed within one year after the issue arises, or it will be permanently barred.

We want these terms to be clear and understandable. If you have questions about anything written here, please contact us. We are happy to explain further.

Your use of our services is also governed by our Privacy Policy, which explains how we collect and use your personal information. We encourage you to read that document as well.